{"id":4541,"date":"2025-03-27T17:34:41","date_gmt":"2025-03-27T17:34:41","guid":{"rendered":"https:\/\/api.croghan.bank\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/"},"modified":"2026-04-21T19:42:46","modified_gmt":"2026-04-21T19:42:46","slug":"costos-de-cierre","status":"publish","type":"page","link":"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/","title":{"rendered":"Costos de cierre"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":4461,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[],"tags":[],"class_list":["post-4541","page","type-page","status-publish","hentry"],"acf":{"modules":[{"acf_fc_layout":"bread_crumb_nav_hero","title":"<h1>Comprender los costos de cierre<\/h1>","subtitle":"","content":"Los costos de cierre son una parte importante del proceso de compra de una vivienda, pero no tienen por qu\u00e9 ser un misterio. Ya sea que sea un comprador de vivienda por primera vez o un propietario experimentado, saber qu\u00e9 esperar y comprender cada costo puede ayudarlo a planificar y evitar sorpresas. ","buttons":[{"button":{"link":{"title":"Aplica hoy","url":"https:\/\/croghancolonialbank.flexapp1003.com\/loanportal\/login","target":"_blank"},"button_style":"solid","button_color":"dBlue","opens_modal":false,"video":null}},{"button":{"link":{"title":"Cont\u00e1ctenos","url":"\/contact-us","target":""},"button_style":"outlined","button_color":"dBlue","opens_modal":false,"video":null}}],"module_anchor_id":"","module_padding_inner":"noPaddingInner","module_spacing_after":"defaultSpacingAfter"},{"acf_fc_layout":"full_width_media","media_type":"image","image":3805,"video":null,"video_youtube":"","video_poster_image":null,"module_upper_half_background_color":"blue","module_lower_half_background_color":"white","module_anchor_id":"","module_padding_inner":"noPaddingInner","module_spacing_after":"noSpacingAfter"},{"acf_fc_layout":"comparison_cards","eyebrow":"","title":"<h2>\u00bfQu\u00e9 son los costos de cierre?<\/h2>","content":"","comparison_cards":[{"icon":3713,"icon_dark_mode":null,"content":"Los costos de cierre se refieren a los cargos incurridos durante la finalizaci\u00f3n de la venta de una vivienda y un pr\u00e9stamo hipotecario. Estos costos generalmente se pagan el d\u00eda del cierre, pero muchos compradores no est\u00e1n seguros exactamente de lo que cubren. Algunos est\u00e1n relacionados con la propiedad en s\u00ed, mientras que otros est\u00e1n vinculados al proceso de pr\u00e9stamo hipotecario. Nos aseguramos de que comprenda todos los costos por adelantado para que pueda estar completamente preparado.   \n\n\u00a0"},{"icon":3711,"icon_dark_mode":null,"content":"Poco despu\u00e9s de enviar su solicitud completa, le proporcionaremos la \"Estimaci\u00f3n del pr\u00e9stamo\" de sus costos. Los costos de cierre descritos en la Estimaci\u00f3n del Pr\u00e9stamo se estiman en funci\u00f3n de nuestra experiencia con pr\u00e9stamos hipotecarios; sin embargo, los costos a menudo var\u00edan en peque\u00f1as cantidades entre la Estimaci\u00f3n del Pr\u00e9stamo y el cierre real. Estaremos encantados de revisar la \"Estimaci\u00f3n del pr\u00e9stamo\" con usted, respondiendo a sus preguntas y se\u00f1alando los costos que pueden variar ligeramente en la mesa de cierre.  "}],"module_anchor_id":"","module_padding_inner":"noPaddingInner","module_spacing_after":"defaultSpacingAfter"},{"acf_fc_layout":"floating_cards","eyebrow":"","title":"<h2>Costos de cierre clave que se pueden esperar<\/h2>","content":"Los costos de cierre pueden variar, pero estos son los cargos m\u00e1s comunes que probablemente encontrar\u00e1 al finalizar su hipoteca:","buttons":null,"cards_alignment":"cardsRight","card_style_type":"cardTypeBasic","floating_cards":[{"icon":3692,"icon_dark_mode":null,"eyebrow":"","title":"<h3>Costos relacionados con el pr\u00e9stamo<\/h3>","description":"<ul>\n \t<li>Pago de intereses por adelantado<\/li>\n \t<li>Tarifas de dep\u00f3sito en garant\u00eda<\/li>\n \t<li>Impuestos<\/li>\n \t<li>Costes de tasaci\u00f3n<\/li>\n \t<li>Tarifas de informes de cr\u00e9dito<\/li>\n \t<li>Tarifas de grabaci\u00f3n<\/li>\n \t<li>Puntos (opcional) para bajar tu tasa de inter\u00e9s<\/li>\n<\/ul>","image":null,"link":null},{"icon":3683,"icon_dark_mode":null,"eyebrow":"","title":"<h3>Costos del seguro<\/h3>","description":"<ul>\n \t<li>Seguro de propietarios de vivienda<\/li>\n \t<li>Seguro de t\u00edtulo<\/li>\n \t<li>Seguro hipotecario privado (PMI)<\/li>\n \t<li>Seguro contra inundaciones o terremotos (si corresponde)<\/li>\n<\/ul>","image":null,"link":null}],"module_background_style":"solidColorBlue","module_anchor_id":"","module_padding_inner":"noPaddingInner","module_spacing_after":"defaultSpacingAfter"},{"acf_fc_layout":"content_card_pattern_accent","image":3806,"eyebrow":"","title":"<h2>\u00bfListo para empezar?<\/h2>","content":"Comprender sus costos de cierre es un paso clave en el proceso de compra de una vivienda. En Croghan Colonial Bank, estamos aqu\u00ed para asegurarnos de que est\u00e9 completamente informado y listo para el cierre. \u00bfListo para avanzar? Comience el proceso de hipoteca hoy mismo.   ","buttons":[{"button":{"link":{"title":"Aplicar en l\u00ednea","url":"http:\/\/croghancolonialbank.flexapp1003.com\/loanportal\/","target":"_blank"},"button_style":"solid","button_color":"dBlue","opens_modal":false,"video":null}},{"button":{"link":{"title":"Cont\u00e1ctenos","url":"\/contact-us","target":""},"button_style":"outlined","button_color":"dBlue","opens_modal":false,"video":null}}],"disclaimer":"","module_image_alignment":"imageLeft","module_card_background_color":"cardBackgroundGrey","module_anchor_id":"","module_padding_inner":"noPaddingInner","module_spacing_after":"defaultSpacingAfter"},{"acf_fc_layout":"accordion","eyebrow":null,"accordion_items":null,"module_anchor_id":null,"module_padding_inner":null,"module_spacing_after":null},{"acf_fc_layout":"location_pre_footer","module_anchor_id":"","module_padding_inner":"noPaddingInner","module_spacing_after":"defaultSpacingAfter"}]},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Explicaci\u00f3n de los costes de cierre de la hipoteca | Banco Colonial Croghan<\/title>\n<meta name=\"description\" content=\"Descubre qu\u00e9 cubren los costes de cierre, qui\u00e9n paga qu\u00e9 y c\u00f3mo estimar los tuyos antes del d\u00eda del cierre. Un claro desglose de los asesores hipotecarios de Croghan.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Explicaci\u00f3n de los costes de cierre de la hipoteca | Banco Colonial Croghan\" \/>\n<meta property=\"og:description\" content=\"Descubre qu\u00e9 cubren los costes de cierre, qui\u00e9n paga qu\u00e9 y c\u00f3mo estimar los tuyos antes del d\u00eda del cierre. Un claro desglose de los asesores hipotecarios de Croghan.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/\" \/>\n<meta property=\"og:site_name\" content=\"Banco Croghan sin cabeza\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-21T19:42:46+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/recursos\\\/solicitar-una-hipoteca\\\/costos-de-cierre\\\/\",\"url\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/recursos\\\/solicitar-una-hipoteca\\\/costos-de-cierre\\\/\",\"name\":\"Explicaci\u00f3n de los costes de cierre de la hipoteca | Banco Colonial Croghan\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/#website\"},\"datePublished\":\"2025-03-27T17:34:41+00:00\",\"dateModified\":\"2026-04-21T19:42:46+00:00\",\"description\":\"Descubre qu\u00e9 cubren los costes de cierre, qui\u00e9n paga qu\u00e9 y c\u00f3mo estimar los tuyos antes del d\u00eda del cierre. Un claro desglose de los asesores hipotecarios de Croghan.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/recursos\\\/solicitar-una-hipoteca\\\/costos-de-cierre\\\/#breadcrumb\"},\"inLanguage\":\"es\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/api.croghan.bank\\\/es\\\/recursos\\\/solicitar-una-hipoteca\\\/costos-de-cierre\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/recursos\\\/solicitar-una-hipoteca\\\/costos-de-cierre\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Hogar\",\"item\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Recursos\",\"item\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/recursos\\\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Solicitar una hipoteca\",\"item\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/recursos\\\/solicitar-una-hipoteca\\\/\"},{\"@type\":\"ListItem\",\"position\":4,\"name\":\"Costos de cierre\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/#website\",\"url\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/\",\"name\":\"Banco Croghan sin cabeza\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/api.croghan.bank\\\/es\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"es\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Explicaci\u00f3n de los costes de cierre de la hipoteca | Banco Colonial Croghan","description":"Descubre qu\u00e9 cubren los costes de cierre, qui\u00e9n paga qu\u00e9 y c\u00f3mo estimar los tuyos antes del d\u00eda del cierre. Un claro desglose de los asesores hipotecarios de Croghan.","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"es_ES","og_type":"article","og_title":"Explicaci\u00f3n de los costes de cierre de la hipoteca | Banco Colonial Croghan","og_description":"Descubre qu\u00e9 cubren los costes de cierre, qui\u00e9n paga qu\u00e9 y c\u00f3mo estimar los tuyos antes del d\u00eda del cierre. Un claro desglose de los asesores hipotecarios de Croghan.","og_url":"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/","og_site_name":"Banco Croghan sin cabeza","article_modified_time":"2026-04-21T19:42:46+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/","url":"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/","name":"Explicaci\u00f3n de los costes de cierre de la hipoteca | Banco Colonial Croghan","isPartOf":{"@id":"https:\/\/api.croghan.bank\/es\/#website"},"datePublished":"2025-03-27T17:34:41+00:00","dateModified":"2026-04-21T19:42:46+00:00","description":"Descubre qu\u00e9 cubren los costes de cierre, qui\u00e9n paga qu\u00e9 y c\u00f3mo estimar los tuyos antes del d\u00eda del cierre. Un claro desglose de los asesores hipotecarios de Croghan.","breadcrumb":{"@id":"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/#breadcrumb"},"inLanguage":"es","potentialAction":[{"@type":"ReadAction","target":["https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/costos-de-cierre\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Hogar","item":"https:\/\/api.croghan.bank\/es\/"},{"@type":"ListItem","position":2,"name":"Recursos","item":"https:\/\/api.croghan.bank\/es\/recursos\/"},{"@type":"ListItem","position":3,"name":"Solicitar una hipoteca","item":"https:\/\/api.croghan.bank\/es\/recursos\/solicitar-una-hipoteca\/"},{"@type":"ListItem","position":4,"name":"Costos de cierre"}]},{"@type":"WebSite","@id":"https:\/\/api.croghan.bank\/es\/#website","url":"https:\/\/api.croghan.bank\/es\/","name":"Banco Croghan sin cabeza","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/api.croghan.bank\/es\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"es"}]}},"_links":{"self":[{"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/pages\/4541","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/comments?post=4541"}],"version-history":[{"count":1,"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/pages\/4541\/revisions"}],"predecessor-version":[{"id":7564,"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/pages\/4541\/revisions\/7564"}],"up":[{"embeddable":true,"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/pages\/4461"}],"wp:attachment":[{"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/media?parent=4541"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/categories?post=4541"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/api.croghan.bank\/es\/wp-json\/wp\/v2\/tags?post=4541"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}